In the above setting, Email Password is active in the **Login Methods** section. This means that users who login to this tenant can only use email password as the first factor. Later on, the configuration for passwordless as a second factor for this tenant appears.
By default, no login methods activate for a tenant.
As shown above, you turn on `OTP - Email` in the **Secondary Factors** section which means that all users who log into that tenant must complete `otp-email` as a second factor.
You can also turn off all factors to have no secondary factors required for the tenant.
If you turn on more than one factor, it means that the user must complete any one of factors that are active. If you want to have a different behavior for the tenant, you can achieve that by overriding the `getMFARequirementsForAuth` function as shown below: